If you’re considering buying cheap travel insurance, Australian insurance companies are definitely the way to go. These days, there are so many options for Australian holiday insurance plans, and each of them have their own advantages and disadvantages. Once you find the low-cost holiday insurance company that is right for you, consider scheduling a consultation with a representative in order to discuss your coverage options. Here is a basic guide to the different types of insurance:
1) Travel insurance
Overseas Single Trip – This plan offers comprehensive coverage for those interested in a one-time-only trip overseas, and is valid for 365 days after purchase. It is ideal for infrequent travelers interested in adding some extra protection to their holiday investment.
Domestic Single Trip – The domestic single trip plan is basically the same as the overseas plan, except it only covers trips taken within the country.
Medical Only Coverage – This plan is often the cheapest travel insurance available, and only covers incidents related to health, medicine, and rescue. It does not cover possessions, liability, or cancellations, and is good for those interested in a simple and basic package. It usually covers an unlimited amount of hospital expenses, so it is great method of budget travel insurance for travelers looking for peace of mind.
Annual Multi-Trip – This cheap annual travel insurance plan covers travelers on an unlimited number of trips within the next year, both domestic and abroad. The maximum trip length is 90 days, and families are often eligible for discount travel insurance deals.
Backpacker Coverage – Backpacker coverage generally focuses on health and wellness, as that is the primary issue facing those traveling on foot. However, it can also be extended to cover possessions and cancellations if desired.
2) Ski Insurance
Overseas Ski Cover – If you’re traveling abroad in order to go skiing, this plan will cover you in the event of piste closure, helicopter rescue, avalanche closure, and bad weather.
Australia Only Ski Cover – This is pretty much the same as the overseas plan, but it only applies to trips taken within Australia.
Annual Multi-Trip Ski Cover – This plan covers an unlimited amount of trips within a 365-day period. It’s a wonderful option for avid skiers!
3) Corporate Travel Insurance
These unique plans are designed to cover a whole team of employees. If your line of work requires your staff to travel quite frequently, corporate travel insurance may be the right choice for you. These plans cover employees and their families on work trips as well as holidays.